Although many countries have introduced instant payments a long time ago (Hungary, the Czech Republic, Poland...), they can only be made at home and in their home currency. SEPA instant payments, which are in line with the SEPA Instant Credit Transfer scheme, in which Slovakia also participates, operate only in the euro currency, but cross-border. In practice, if a British or Danish bank is part of the SEPA Instant Credit Transfer scheme, this bank is also able to accept payments in the euro currency and the Slovak client can send an instant payment from an account in Slovakia to an account in this foreign bank. More information about the countries that use SEPA instant payments is available on the SEPA Instant Credit Transfer page.