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Macroprudential Commentary

An overview of current trends with an emphasis on cyclical risks. It supports decisions on the setting of the countercyclical capital buffer rate.

A hand with a pen pointing a diagram

Macroprudential Commentary – March 2023

The financial cycle is turning. Mortgage lending has slowed and housing prices have started falling. Some new loans are, however, more high risk. Banks are strong enough to absorb potential losses. The countercyclical capital buffer remains unchanged.

  • Macroprudential Commentary – December 2022

    There are growing signs that the financial cycle’s hitherto strong expansionary trend is gradually changing. The upswing
    in lending is moderating, but some existing loans are becoming riskier. Banks are expected to cope with any potential
    shock. The countercyclical capital buffer rate remains unchanged.