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Macroprudential Commentary

An overview of current trends with an emphasis on cyclical risks. It supports decisions on the setting of the countercyclical capital buffer rate.

A hand with a pen pointing a diagram

Macroprudential Commentary – June 2024

The financial cycle’s downswing has eased. While growth in loans to households has stabilised, lending to firms has declined. Banks have strengthened their capital positions. The volume of non-performing loans remains low.

  • Macroprudential Commentary – March 2024

    The financial cycle has now been in a downswing for six months, but developments in the credit and housing markets suggest that this trend may not continue. Banks recorded healthy profits in 2023 and improved their capital adequacy