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Macroprudential Commentary

An overview of current trends with an emphasis on cyclical risks. It supports decisions on the setting of the countercyclical capital buffer rate.

Publications, Macroprudential Commentary

Macroprudential Commentary – March 2025

The financial cycle is gradually recovering. Lending to households continues to grow, and the housing market is also on an upward trend. However, lending to firms has yet to pick up despite falling interest rates. Heightened uncertainty is preventing a more substantial financial cycle upturn.

  • Macroprudential Commentary – December 2024

    The financial cycle is entering an upturn, though recovery is not yet visible in all segments. Domestic banks are maintaining their profitability and capital strength. Loan defaults are not excessive, and banks are not having to increase their loan loss provisioning.