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Macroprudential Commentary

An overview of current trends with an emphasis on cyclical risks. It supports decisions on the setting of the countercyclical capital buffer rate.

Publications, Macroprudential Commentary

Macroprudential Commentary – September 2022

The countercyclical capital buffer rate remains unchanged. The credit market is experiencing a strong upswing. Rising interest rates, increasing living costs, and elevated uncertainty will act as a drag on loan demand in the coming period. Banks are in a sufficiently sound position to cope with the potential losses associated with current risks.

  • Macroprudential Commentary – June 2022

    The countercyclical capital buffer (CCyB) rate has been raised to 1.5% with effect from 1 August 2023.
    The rate hike is in response to rising private sector indebtedness and to the heightened possibility of imbalances building up in the credit market and financial sector.