sk sk

Macroprudential Commentary

An overview of current trends with an emphasis on cyclical risks. It supports decisions on the setting of the countercyclical capital buffer rate.

A hand with a pen pointing a diagram

Macroprudential Commentary – March 2024

The financial cycle has now been in a downswing for six months, but developments in the credit and housing markets suggest that this trend may not continue. Banks recorded healthy profits in 2023 and improved their capital adequacy.

  • Macroprudential Commentary – December 2023

    The credit market has stabilised. The financial cycle’s cooling phase continues, but it should not become more pronounced going forward. Housing prices are falling more moderately than they were early in the year. Banks are doing well on the profit front and have slightly increased their capital adequacy. The CCyB rate does not need to be adjusted.