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Payment systems
Národná banka Slovenska according to the Article 45 of the Act on payment services No. 492/2009 and amending and supplementing of certain acts, operates two payment systems:
TARGET2-SK – Since 1 January 2009 the TARGET2-SK became the only RTGS payment system in Slovak Republic. TARGET2-SK is the name of the Slovak component that is part of the pan-European TARGET2 system, which is owned and operated by central banks of Eurosystem. TARGET2 processes and settles the interbank and client payment orders of its participants in euro, as well as payments related to the conduct of the Eurosystem’s monetary policy on accounts held within central banks.
SIPS – is a retail payment system designed for processing client payments. The SIPS payment system is connected to the STEP2 system and processes client SEPA payments for its participants not only in the territory of the Slovak Republic, but also within the entire European Economic Area. The SIPS payment system is an ancillary system of the TARGET2 payment system, which means that the results of its processing are financially settled on the participants’ accounts held in TARGET2.