Today’s world needs payments to be faster as everything around us goes digital. At the same time, it was necessary to standardise the provision of instant payments in euro across different countries in order to avoid providing this type of payment only at local level. Clients can thus make payments in euros in real time, even across borders. There is no difference in the speed of payment within Slovakia, or, for example, from Slovakia to Portugal. The only condition is that both banks are part of the instant payment scheme.