sk sk

Macroprudential Commentary

An overview of current trends with an emphasis on cyclical risks. It supports decisions on the setting of the countercyclical capital buffer rate.

Publications, Macroprudential Commentary

Macroprudential Commentary – December 2024

The financial cycle is entering an upturn, though recovery is not yet visible in all segments. Domestic banks are maintaining their profitability and capital strength. Loan defaults are not excessive, and banks are not having to increase their loan loss provisioning.

  • Macroprudential Commentary – September 2024

    The financial cycle is approaching its low point, and the downswing is no longer significant. Signs of recovery are emerging in multiple areas. Although their profits have been reduced by the bank levy, banks remain profitable and well capitalised. Non-performing loan ratios remain low, and banks are not increasing their loan loss provisioning.