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Macroprudential Commentary

An overview of current trends with an emphasis on cyclical risks. It supports decisions on the setting of the countercyclical capital buffer rate.

Publications, Macroprudential Commentary

Macroprudential Commentary – September 2024

The financial cycle is approaching its low point, and the downswing is no longer significant. Signs of recovery are emerging in multiple areas. Although their profits have been reduced by the bank levy, banks remain profitable and well capitalised. Non-performing loan ratios remain low, and banks are not increasing their loan loss provisioning.

  • Macroprudential Commentary – June 2024

    The financial cycle’s downswing has eased. While growth in loans to households has stabilised, lending to firms has declined. Banks have strengthened their capital positions. The volume of non-performing loans remains low.