1998

Average Lending Rates of Commercial Banks (%)

	1998
	1	2	3	4	5	6	7	8	9	10	11	12
1. TOTAL VOLUME OF LOANS^*/	16.66	17.28	16.70	16.75	16.50	16.35	16.03	16.33	17.07	16.92	17.14	16.17
*A) Loans by sector*
of which
a) Enterprise sector	16.71	17.27	16.71	16.12	16.00	15.95	15.69	15.52	16.02	16.30	16.72	14.52
– Public sector	15.72	16.31	15.87	14.55	14.38	14.26	14.05	13.77	14.37	14.37	14.81	11.15
– Private sector (incl. cooperatives)	17.70	18.22	17.55	17.68	17.62	17.63	17.33	17.27	17.67	18.23	18.63	17.89
b) Households	7.51	7.48	7.50	8.55	8.32	8.12	7.86	8.83	8.08	7.99	8.14	8.03
*B) Loans by term*
of which
– Short-term	20.77	20.77	20.50	20.83	20.47	20.00	19.34	19.61	21.86	21.33	20.66	21.05
– Medium-term	16.61	16.47	16.58	16.64	16.67	16.58	16.32	17.08	16.30	16.65	16.29	16.19
– Long-term	12.26	13.86	12.34	12.54	12.34	12.36	12.36	12.4	12.41	12.01	13.63	10.36

2. NEW LOANS IN TOTAL	20.75	20.82	20.29	19.54	18.59	16.44	14.17	17.32	24.90	23.48	16.95	18.63
*A) Loans by sector*
of which
a) Enterprise sector	19.06	19.53	21.24	20.90	21.26	20.32	17.60	18.72	25.04	22.24	19.50	22.14
– Public sector	15.84	17.45	21.86	20.19	23.46	20.08	21.03	17.03	27.05	20.8	16.89	22.06
– Private sector (incl. cooperatives)	22.28	21.60	20.61	21.60	19.06	20.56	14.17	20.41	23.03	23.67	22.1	22.22
b) Households	13.59	9.99	9.99	10.70	9.68	12.19	11.07	10.06	9.11	8.93	9.44	9.39
*B) Loans by term*
of which
– Short-term	21.56	21.81	20.58	19.86	18.97	16.64	14.17	17.44	25.63	23.91	17.11	18.91
– Medium-term	17.56	16.88	15.26	16.43	13.64	15.21	14.05	16.04	13.56	14.92	12.54	14.21
– Long-term	13.04	13.73	15.87	14.73	16.09	14.47	14.87	14.87	14.46	17.57	16.62	14.82

*/ Excluding loans at zero interest rate

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