1999

Average Lending Rates of Commercial Banks (%)

	1999
	1	2	3	4	5	6	7	8	9	10	11	12
1. TOTAL VOLUME OF LOANS^*/	16.50	16.37	16.12	15.81	16.09	15.78	15.74	15.25	15.15	15.06	14.82	14.00
*A) Loans by sector*
of which
a) Enterprise sector	17.32	17.17	16.92	16.70	17.06	16.78	16.82	16.29	16.23	16.13	15.91	14.72
– Public sector	14.72	14.47	14.19	14.14	14.27	14.06	14.07	13.74	13.63	14.13	13.43	11.22
– Private sector (incl. cooperatives)	17.67	17.61	17.53	17.31	17.45	17.12	17.39	16.86	16.78	16.61	16.44	16.85
b) Households	7.95	8.04	8.07	8.04	8.08	8.01	7.92	7.87	7.56	7.86	7.82	7.89
*B) Loans by term*
of which
– Short-term	20.89	20.76	20.07	19.65	20.44	19.98	20.15	19.04	18.91	18.58	18.37	18.45
– Medium-term	15.90	15.64	15.56	15.37	15.34	15.28	15.17	14.91	14.85	14.59	14.34	12.64
– Long-term	11.84	11.94	11.87	11.56	11.56	11.35	11.24	11.25	11.12	11.44	11.25	10.86

2. NEW LOANS IN TOTAL	19.59	19.50	17.20	16.56	19.48	19.08	15.99	15.42	16.53	15.16	15.67	12.55
*A) Loans by sector*
of which
a) Enterprise sector	19.81	19.75	17.35	16.77	19.98	19.37	16.41	15.77	16.74	15.48	16.06	12.58
– Public sector	21.51	20.64	18.97	17.09	19.61	21.06	13.53	15.09	16.54	15.14	15.77	10.55
– Private sector (incl. cooperatives)	22.25	22.76	21.87	21.02	21.62	21.13	20.61	19.99	20.94	19.34	19.84	19.62
b) Households	9.35	9.42	9.81	9.90	9.18	8.79	9.60	8.51	8.00	7.81	7.86	8.04
*B) Loans by term*
of which
– Short-term	19.83	19.76	17.37	16.73	19.86	19.29	16.29	15.74	16.81	15.40	15.98	16.40
– Medium-term	12.96	11.41	12.47	12.41	16.17	17.57	12.70	10.91	13.25	12.00	11.71	10.36
– Long-term	13.69	19.82	11.94	17.67	13.01	12.60	15.16	15.05	13.56	15.33	14.63	14.10

*/ Excluding loans at zero interest rate

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