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Regulation
The crypto-asset market is becoming a part of the regulated financial market. In order to carry out certain activities related to crypto-assets, it will be necessary to obtain authorization from the competent supervisory authority, which in the Slovak Republic is the National Bank of Slovakia.
The obligations of entities that intend to engage in crypto-asset related activities are further specified by the relevant legal regulations.
MiCA Regulation
Regulation (EU) 2023/1114 of the European Parliament and of the Council on markets in crypto-assets (also known as MiCA), is a regulation concerning the crypto-assets and digital activities within the financial market.
This regulation:
- creates a unified regulatory framework for crypto-assets and digital activities across the EU,
- provides legal certainty in the area of crypto-asset services and assets,
- establishes rules for crypto-asset service providers, including exchanges, token issuance, and other related activities,
- emphasizes transparency and information disclosure,
- includes provisions regarding licensing, asset manager obligations, transparency, and other aspects of crypto-asset market regulation within the EU.
It applies from 30 December 2024 and will cover crypto-asset service providers. Titles III and IV, concerning asset-referenced tokens and e-money tokens, apply from 30 June 2024.
More information about the MiCA regulation can also be found in the Q&A sections published on the websites of EBA and ESMA.
TFR Regulation
TFR is Regulation (EU) 2023/1113 of the European Parliament and of the Council on information accompanying transfers of funds and certain crypto-assets, and amending Directive (EU) 2015/849.
This regulation:
- aims to establish a unified framework for the execution and supervision of fund transfers within the European Union,
- contributes to combating illicit financial activities by setting rules and procedures for fund transfers to prevent money laundering and terrorist financing,
- sets standards for transparency in fund transfers, facilitating monitoring and oversight of such transactions,
- applies to entities providing payment services and fund transfers,
- imposes requirements on financial institutions to ensure compliance with fund transfer regulations.
It applies from 30 December 2024 and concerns crypto-asset service providers.
DORA Regulation
Due to increasing risks of cyberattacks, the EU is enhancing financial market security through a new regulation – Regulation (EU) 2022/2554 on Digital Operational Resilience (DORA).
This regulation:
- harmonizes IT security rules across the entire financial market,
- in addition to financial soundness, it focuses on the sustainable operation of entities in case of critical disruptions in information and communication technologies (ICT).
Digital operational resilience requirements are divided into five areas:
- ICT risk management,
- management, classification, and reporting of ICT incidents,
- digital operational resilience testing,
- ICT third-party risk management (including a supervisory framework),
- information sharing.
It applies from 17 January 2025 and covers most categories of supervised entities, with several exceptions and the application of the principle of proportionality. More information about this regulation can be found on the Digital Operational Resilience (DORA) webpage.
Last updated on 30 Apr 2025