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Pan-European personal pension product (PEPP)

The pan-European personal pension product (PEPP) is a new EU-wide voluntary personal pension scheme offering citizens an additional option to save for retirement. Supervised by national supervisory authorities and EIOPA, the scheme is intended to:

  • help address challenges resulting from ageing of the European population;
  • support labour mobility across the EU;
  • to enable the portability of pension savings across EU borders.

Pan-European personal pension products (PEPPs) are regulated by Regulation (EU) 2019/1238 of the European Parliament and of the Council of 20 June 2019 on a pan-European Personal Pension Product (PEPP), which entered into force on 14 August 2019. The Regulation still does not apply, so it is not yet possible to apply for PEPP registration. The Regulation will be applicable 12 months after the publication in the EU’s Official Journal of the delegated acts referred to in several articles of this regulation.

Základná charakteristika Main features Ciele dohľadu, hlavné funkcie a činnosti Legislation (laws, other regulations, recommendations, methodological guidelines)
Povoľovacia činnosť a registre Authorisation activity and registers Iné užitočné linkyOther useful links and documents